Insurance issues!

I am freaking out and have been all weekend! Al did a web inquiry last week on the BCBS sight to make sure surrogacy would be covered and unfortunately, the call we received said it is not covered. There is nothing at all on the benefits plan specifically listing an exclusion for surrogacy however there is this horrible quote that says "the only things covered are listed in the plan. If its not listed, its not covered." So, I have this horrible feeling this is the way BCBS gets out of it. I am just sick about it! I want so bad for this to work out and I already have my heart set on our IP's. Our attorney says not to panic yet until she researches it more. I will just be absolutely devastated if this falls through before it even begins!!!!!!!!!